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Welcome to Pensacola, the Western Gate to the Sunshine State, where thousands live the way millions wish they could! Pensacola’s Best Homes--your one stop guide to Pensacola real estate. Plenty of original information, all free--and I hope, interesting. I am "Your Pensacola Home Specialist." If you have a question about Pensacola Gulf Coast real estate, call or email me and you'll hear from me the same day. If I don't have an answer I'll find someone who does. (...more) Don't hold your breath waiting for that Florida program that promised early payment of that $8,000 tax credit for first time home buyers. The program was supposed to take effect July 1 but the program has no money and no rules. Rather than let first timers wait for their 2009 tax return, Florida legislators passed a law to advance the $8,000 tax credit in an interest free loan. But the program is not ready and there's no word on when it will be. Stay tuned.
Interest rates continue to fluctuate and time is running out! Rates on 30 year fixed rate mortgages were up nearly a full point and then back down in the past couple of weeks. Some experts think they will continue to inch higher! The higher the rate, the less home you can buy. And, if you are planning to take advantage of the tax gift of up to $8,000, time is running short. The deadline for buying a home to get the tax refund is Dec. 1. And allowing 4-8 weeks for closing, that means you have about 3-4 months to buy a house. Call me today for more information! Northeast Pensacola shoppers will be getting a new Publix Supermarket late this year. The old Albertsons is finally being remodeled. Check here...
As of July 1, Florida makes advance money available to first time home buyers! Here's the scoop... I have read reports that say there are still many potential first time home owners who don't know that Uncle Sam has a tax gift waiting for them! Learn here... ***** Mortgage rates are dropping! Average rates for a 30-year, fixd-rate mortgage are flirting with all time lows. Freddie Mac says rates last week averaged 4.78. Rates are now down a full point from this time last year. If you've been waiting for rates to do down, here they are! A half-point drop on a $100,000, 30-year mortgage amounts to a savings of about $30 a month. Check my mortgage calculator... *****
Have you been trying to figure out if you qualify for the Obama Administrations $75 Billion dollar mortgage relief plan? Now you can go online to find out and possibly start the process of getting a lower mortgage rate. Check out Hope Now..... ***** Homeowners who install new doors, windows or furnaces to make their home more energy efficient would be able to get as much as $1,500 back through new tax breaks. ***** Are you becoming a Reluctant Landlord? You can't sell your home so want to rent it out? Click here for some important tips... ****** With foreclosures running at all time highs, this is a fantastic time to invest in real estate. There are tremendous deals here for people looking for a home, for investors looking for rental property or investors looking for property to flip. If you want to make money in foreclosures, be sure to visit www.ProfitsInForeclosures.com. . Homes are on sale now! Real estate prices have dropped drastically and there are some incredible deals available right now! Talk with me about your needs.
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Jim Pennington 850-476-6000 office 850-554-3955 cell 866-532-3471 fax
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